EP 486 - Top Lending Companies Are Showing Warning Signs of Another 2008 Artwork

Collecting Keys - Real Estate Investing Podcast

In the 'Collecting Keys - Real Estate Investing Podcast,' seasoned Real Estate experts Mike DeHaan and Dan Austin discuss how to use Real Estate to create Massive Income not just Passive Income.

Real estate doesn't have to be a get-rich slow game, and by bringing over 500 successful deals worth of experience in three years, their episodes unpack the art of real estate investing, wholesaling, house flipping, and transforming properties into profitable rentals.

Listen as they share uncensored insights and strategies, from compelling guest interviews revealing personal journeys and finding off-market deals to in-depth deal analyses and the latest market trends.

Whether you're taking your first investment step or scaling up your portfolio, embark on your investment journey with the Collecting Keys podcast - where every episode unlocks a door that brings you one step closer to financial freedom so you can finally live the life of your dreams.

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Collecting Keys - Real Estate Investing Podcast

EP 486 - Top Lending Companies Are Showing Warning Signs of Another 2008

April 07, 2026 • Season 1 • Episode 486

0:00 | 38:44

What did you think of todays show??

We sat in a room with some of the biggest lenders in the country last week. What we heard wasn't reassuring. From rising appraisal fraud to (not) shocking statements from a loan officer, this episode breaks down what's really happening inside the lending industry and how it could impact real estate investors.

Topics discussed:

Introduction (00:00)

Two concerning trends in the lending industry (01:46)

Appraisal fraud and the problem with CDAs (05:25)

Why lenders, LOs, and appraisers might be lying to you (09:51)

Unrated securitizations and changes in DSCR lending (12:49)

Macroeconomic risk and parallels to 2008 (15:11)

AI, unemployment, and the future of consumerism (16:24)

Iran, oil prices, and Mike’s Medicare theory (21:53)

Why rates aren't coming down and what to do about your debt now (25:38)

Portfolio architecture: what to buy, what to hold, and what to watch out for (27:59)

Where the lending industry is headed (34:29)